The windshield is an important component of your vehicle that will ensure your safety as well as your visibility while driving. Florida’s laws provide guidelines and protections for windshield replacements. This raises the question of how many times a windshield can be replaced in Florida.
Florida Windshield Replacement Laws
Florida’s “zero-deductible” windshield replacement rule is known as one of the most consumer-friendly laws in the country. Florida Statute 627.7288 requires insurance companies to pay the full cost of a windshield replacement for drivers with comprehensive coverage. This rule applies no matter how many times your windshield needs to be replaced.
Can You Replace It Multiple Times?
There is technically no limit to the number of replacements you can make for your windshield in Florida. You can replace your windshield as many times as you need to if you have comprehensive coverage and your windshield is damaged. This only applies to legitimate damage. Insurance companies may raise concerns if you make repeated claims for replacements of your windshields in a short time.
Practical Considerations
There is no limit to the number of windshield replacements. However, frequent damage may indicate an underlying problem, such as driving over roads with loose gravel, or encountering frequent storm debris. By addressing these root causes, you may be able to reduce future replacements. In addition, excessive insurance claims can lead to higher premiums or policy cancellation if an insurer suspects fraud.
Protecting your Windshield
Consider these tips to minimize the risk of damage:
- To avoid rocks and debris, maintain a safe distance from other vehicles.
- Park in a sheltered or shaded area to protect the windshield from branches and hail.
- Investing in a high-quality windshield protection film can prevent minor cracks and chips from becoming more serious.
If you have comprehensive coverage, you are not limited to replacing your windshield. Keeping in mind the factors that may lead to frequent windshield replacements will save you both time and money. To maintain a positive relationship with your insurance company, make sure that the replacements you are making are necessary.
This post was written by a professional at At Home Auto Glass. At Home Auto Glass is your prime destination for auto glass services, catering to a diverse array of vehicles and needs. We work with insurance companies to get your new windshield today! Specializing in windshield repair and replacement, we ensure clarity and safety for every drive. Our expertise doesn’t end there; we also offer back glass replacement, side window replacement, and cater to specific needs for RV glass, commercial vehicles, luxury vehicles, and classic cars, ensuring that every vehicle type is serviced with precision and care. Proudly serving Florida, our reach extends across Sarasota, Tampa, Orlando, Fort Myers, Tallahassee, Ocala, Gainesville, and Jacksonville. Call us now to get your quote for your Windshield replacement Sarasota.
